If you're like nearly everyone else, the concept of becoming injured in an auto wreck is the furthest thing from your mind. But, you may be surprised to learn that there are nearly 6.5 million traffic accidents each year. And 2.9 million people involved in these accidents were injured. Not a single one of those people expected to have an accident. Plus, nobody inserted the key in the ignition thinking "Today's the day I am going to get hurt."
Consequently, it would be wise to prepare ahead of time for a potential injury. You never know when another person is about to answer their cellular phone or start texting and take their attention away from the safe operation of their vehicle or from doing another task that needs care and attentiveness.
Preparing ahead of time involves having car insurance that is current and having adequate liability insurance that can complement your own medical insurance. It also involves having a relationship with a family attorney that you trust.
If the fault in your injury lies with another person, you will need to be prepared to keep a record of all the damages to your automobile, the extent of any injury you experienced, the cost of and length of the rehabilitation you will require, plus any lost wages you'll lose because of the injury and treatment.
Lawyers from the other party may well communicate with you to discuss any potential claims you may make. They will be pleasant and guarantee you that they want to settle any claims you may have so you can be made whole as quickly as possible. However, what they are in fact doing is seeking to limit the liability of their client. They want you to accept a settlement so you haven't any rights to further action.
Your family law firm may provide you with advice to prevent you from signing a settlement that doesn't provide you with satisfactory protection. Your legal professional needs to examine any documents before you sign them. Some injuries need time before you become aware of them. Bruises you can see and feel can mask less painful, but long-term or even permanent injuries.
Thus, before you settle any injury claims you ought to seek medical attention from your family health practitioner or a specialist. A medical expert should be able to determine the potential for prolonged or permanent consequences of the injury you sustained. Next, inform your legal professional with reference to what you have learned and provide your attorney with all the details regarding the collision and injury in addition to all the details you have learned about your medical condition.
Part of the preparation for an unexpected accident or injury is building relationships with your family medical professional and attorney. They are on hand to assist you with both the medical and legal consequences of your situation.
Don't have a family legal professional? You may want to try a prepaid legal plan. These plans provide for customary contacts with an attorney for will preparation, analysis of legal contracts, and phone consultations about other typical legal situations. Most plans include a number of hours of your attorney's time in preparation for a trial and for trial time. There are a number of companies and many different plans to choose from. Like car or medical insurance, a prepaid legal plan can be part of your safety net in case the unexpected occurs.
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